第三百九十二章 银行入股！（第1 / 4页）
两人寒暄了一阵之后，步入正题。
“陈总最近是有资金需求？不知道是经营方面还是其它方面？”叶红林微笑说道。
“以经营方面为主。”陈子安沉吟了下道，作为财务专业的人士，他对银行的这套体系在现世之中接触的比较多，算是比较了解。
经营性贷款的用途相对广泛，除了不能用于专项的投资类项目，日常的开支基本上都可以覆盖，而专项贷款一般是用在专门的项目上，专款专用，对投资标的的审核上比较严格。
“是以整个井九集团的名义还是下面的板块？”在刚才的交谈中，叶红林对整个井九集团的框架已经有了大概的了解。
“准备以井蝶网维的名义申请！”
“井蝶网维？这不是你们旗下的优质资产吗？我听刘稻说还有ipo的打算，这么看来，不应该缺钱？”叶红林眉头微蹙。
陈子安点了点头，“这次的资金需求主要是为了并购迅意网维！”
“哦？”叶红林道，“那直接做并购专项贷应该更好。”
“这个我明白，只是这笔钱我要的很急，下个月就的支付首批支付款，银行这边的并购贷流程太慢了。”陈子安想了想道，“我怕时间上来不及。”
“下个月？”叶红林微微一怔，按照陈子安的这个诉求，走正常的流程，确实有些来不及。蓉城银行这边虽然总部就在蓉城，但对于并购业务，尤其还是互联网行业的并购业务，相对还是要谨慎很多！
“陈总，集团旗下其他的板块不能先周转一下资金？等并购贷下来了再归还回去？”
“说来也巧，我们这几个月的资金需求都堆到一块了。”陈子安也有些无奈，“从11月开始到明年1月，还有1个多亿的资金需求。”
“你…还真是激进！”叶红林站了起来，来回踱步，“所以，陈总是想以经营贷的形式尽快先拿到资金，将贷款出来的资金用于其他经营方面，再用自有资金来支付收购款？”
“没错。”
“这个法子倒是可行。”叶红林道，“只不过，经营贷在时间上一般比较短，利率相对要高些，成本上不太划算。”
“叶行有啥好办法？”陈子安眯眼问道。
“谈不上什么好法子，倒是可以和陈总商量下，第一，我这边和分行沟通下，加快并购贷的审批进程，争取能在一个月之内搞定。”叶红林正色说道，“第二，蓉城银行入股井蝶网维！”
“叶行，你刚才还说我激进。”陈子安有些无语道，“你这比我激进多了！你这都快比风投都还激进了……”
第一次见面，第一次谈业务，对方居然就提到了入股的事情，若不是身在蓉城银行中，陈子安真以为对方是沈男鹏附身了。
叶红林自然也不是信口开河。
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